4/2/2023 0 Comments Diligent robot moneywellIt's worth it to research and talk to your human-resources department to understand the scope of what's available to you, as these benefits could save you thousands of dollars each year. The concept is simple: Employees can use pretax money from their paychecks to cover mass-transit passes - including the train, subway, bus, ferry, and parking. This account works similarly to the healthcare FSA, in that you can contribute pretax money, but is specific for dependent-care services, such as preschool, summer camp, daycare, or before- and after-school programs.Ĭommuter benefits: These are often overlooked, but they can save you over $600 each year, WageWorks tells The Wall Street Journal. Healthcare flexible-spending account: This type of account is a pretax benefit account you can use to cover a variety of healthcare products and services, from acupuncture and physical therapy to vaccines and over-the-counter medicine (note that OTC medicines are only eligible when prescribed by a physician). You can put up to $2,550 of tax-free money into this account in 2015, and save about 30% on healthcare expenses with the tax break, WageWorks reports.ĭependent-care flexible-spending account: If you have young children, dependent-care FSAs are worth considering. Some of the more overlooked, yet incredibly advantageous, benefits include: ![]() If you're not taking full advantage of your employee benefits, you're leaving money on the table. ![]() ![]() Account icon An icon in the shape of a person's head and shoulders.
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